What is Accidental Damage cover?
CGU Accidental Damage Home Insurance provides cover for your building and contents against almost any type of accidental loss or damage. This policy protects your contents both at home and anywhere in Australia or New Zealand, giving you even greater peace of mind.
Get a quote and apply
Make a claim
Already have CGU Accidental Damage Home Insurance and need to make a claim? Our claims section will point you in the right direction.
Protection from life’s little misfortunes
If your house keys are lost, you can rest assured that CGU has you covered for the replacement of keys and recoding of locks and barrels.
Due to the introduction of flood cover in our Product Disclosure Statement (PDS), for policies commencing from 1 February 2012, our PDS has been updated to include this new policy benefit. When obtaining the relevant PDS for your policy, check the commencement date of your policy. For policies with a commencement date from 1 February 2012, use the forms and brochures with flood cover on the right hand side of this page. For policies prior to 31 January 2012, use the forms and brochures without flood cover located below these.
View our and online calculators to determine the cover that’s right for your house and contents insurance.
Explanation of that apply to your policy.